Medicare

Dental Insurance

Affordable coverage for cleanings, fillings, & major dental care

Overview

At Alliance Global Insurance Group, we offer affordable, flexible dental insurance plans that help cover everything from routine cleanings to major dental procedures. Whether you need individual coverage or want to enhance your employee benefits package, we've got a plan to keep your smile protected.

What Is Dental Insurance?

Dental insurance helps you manage the cost of maintaining good oral health. It typically covers preventive care, basic treatments, & major procedures — so you can take care of your teeth without worrying about high out-of-pocket costs.

What's Typically Covered?

Preventive Care (often covered 100%)

  • Routine exams & cleanings (2x/year)
  • X-rays
  • Fluoride treatments
  • Sealants for children

Basic Services

  • Fillings
  • Simple extractions
  • Emergency treatment for tooth pain

Major Services

  • Crowns, bridges, & dentures
  • Root canals
  • Surgical extractions
  • Periodontal (gum) treatment

Orthodontic coverage

Braces & aligners may be included or added as an option, especially for family plans.

Why Dental Insurance Matters

  • Prevents small issues from becoming costly problems
  • Encourages regular cleanings & early detection
  • Reduces out-of-pocket costs for major dental work
  • Offers peace of mind for families & employers alike

Who Needs Dental Coverage?

Dental insurance is ideal for:

  • Individuals & families without employer dental plans
  • Retirees or Medicare recipients (dental isn't included in Medicare)
  • Employers looking to offer a valued benefit to their team
  • Parents with children needing preventive or orthodontic care

Plan Types Available

We offer a range of options, including:

  • PPO Plans — Wide provider network & flexible out-of-network coverage
  • DHMO Plans — Lower premiums but require in-network providers
  • Discount Dental Plans — Non-insurance alternatives for savings on services
  • Bundled Vision + Dental — Save more by combining benefits

Key highlights

  • Preventive care often covered 100% (cleanings, exams, X-rays)
  • Coverage for fillings, extractions, & emergency treatment
  • Major services like crowns, bridges, dentures, & root canals
  • Optional orthodontic coverage for braces & aligners
  • Individual, family, & group plans available

What it covers

Preventive care

Routine exams, cleanings, X-rays, fluoride, & sealants for children.

Basic services

Fillings, simple extractions, & emergency treatment for tooth pain.

Major services

Crowns, bridges, dentures, root canals, surgical extractions, & periodontal treatment.

Orthodontics

Braces & aligners may be included or added, especially on family plans.

Frequently asked questions

Are there waiting periods?+

Preventive care usually has no waiting period. Major services like crowns or dentures often have a 6–12 month waiting period.

Can I keep my dentist?+

Most PPO dental plans let you see any licensed provider, with higher benefits when you use in-network dentists.

Does Medicare cover dental?+

Original Medicare doesn't cover routine dental. Many Medicare Advantage plans include dental benefits, or you can add a standalone dental plan.

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